FAQs
Veathari offers:
Flexible terms tailored to low-income earners.
Special benefits for women and savings group members.
Affordable interest rates with no hidden fees.
Yes, commercial properties generating rental income can be refinanced, provided you can demonstrate consistent income from tenants.
Yes, partially completed properties can be refinanced as long as they meet our valuation criteria.
No, Veathari encourages early repayment to help you reduce your financial obligations faster.
Once all required documents are submitted, the process typically takes 2-3 weeks, including property evaluation and mortgage approval.
Applicants must provide:
Valid national ID.
Proof of income (e.g., payslips, business records, or group savings contributions).
Proof of property ownership.
Membership confirmation if part of a savings group.
You can choose repayment terms of 5, 10, or 15 years and select payment frequencies of daily, weekly, or monthly installments.
13.5% annually for women.
15% annually for other groups.
The refinancing amount is based on the value of your property, minus the initial deposit (15%), which is covered upfront.
You can refinance:
One-bedroom family houses.
Four-roomed commercial shops.
Two-roomed commercial shopfronts.
Any Ugandan citizen with an existing property and a steady source of income can apply. Women and members of savings groups enjoy tailored benefits.
Property refinancing allows you to replace your existing property loan or investment with a new mortgage, often at lower interest rates or with more favorable terms.
You can choose from one-bedroom family houses, four-roomed commercial shops, and two-roomed shopfronts, all designed to meet your needs.
No, we encourage early repayment and offer flexible options to suit your financial capabilities.
Yes, once you have submitted your application, you can book a site visit to explore available properties and finalize your choice.
Visit our website, fill out the mortgage application form, and use the mortgage calculator to estimate your payment. You’ll also be guided to book a physical appointment for further consultation.
Applicants must provide:
A valid national ID.
Proof of income (e.g., payslip, business records).
Membership confirmation if part of a savings group.
Residence verification.
Women: 13.5% annually.
Others: 15% annually.
We offer repayment periods of 5, 10, or 15 years. Payments can be made daily, weekly, or monthly, depending on your preference and income flow.
The initial deposit is 15% of the property value. For example, a one-bedroom house valued at UGX 47,580,000 requires a deposit of UGX 7,137,000.
Any Ugandan citizen with a steady source of income can apply. Women and individuals in saving groups are encouraged to apply, as they receive tailored benefits.
You can choose from one-bedroom family houses, four-roomed commercial shops, and two-roomed shopfronts, all designed to meet your needs.
No, we encourage early repayment and offer flexible options to suit your financial capabilities.
Yes, once you have submitted your application, you can book a site visit to explore available properties and finalize your choice.
Visit our website, fill out the mortgage application form, and use the mortgage calculator to estimate your payment. You’ll also be guided to book a physical appointment for further consultation.
Applicants must provide:
A valid national ID.
Proof of income (e.g., payslip, business records).
Membership confirmation if part of a savings group.
Residence verification.
Women: 13.5% annually.
We offer repayment periods of 5, 10, or 15 years. Payments can be made daily, weekly, or monthly, depending on your preference and income flow.
The initial deposit is 15% of the property value. For example, a one-bedroom house valued at UGX 47,580,000 requires a deposit of UGX 7,137,000.
Any Ugandan citizen with a steady source of income can apply. Women and individuals in saving groups are encouraged to apply, as they receive tailored benefits.
We are committed to sustainable development by offering eco-friendly, low-cost housing options and integrating technology to improve efficiency in construction. We also promote financial inclusion by providing mortgage solutions to underserved communities.
Our housing loans are tailored to help women who may face financial or societal barriers to property ownership. By providing affordable loans and eco-friendly housing options, we aim to empower women with long-term financial independence and secure living conditions.
You can contact us through our website’s contact form, email, or by calling our customer support number. We are available to address any queries or provide further details about our services.
Customers using our platform to find service providers do not pay any upfront fees. Service providers are charged a commission only when they successfully secure a project through our platform.
To request a quote, visit our website, fill in your project details (location, type of project, required professionals, timeline), and submit the form. Our professionals will respond with quotes based on your specifications.
By joining Veathari, service providers gain access to a steady stream of clients, marketing support, and a user-friendly platform that streamlines project bids and client management.
Veathari is a purpose-driven company focused on social impact. Our unique combination of affordable housing loans for women and tech-enabled service delivery in the construction industry allows us to bridge gaps in property ownership and offer seamless project management.
We are currently operational in Uganda, specifically in the districts of Kampala, Wakiso, and Mukono. We plan to expand to two additional districts over the next two years.
All service providers on our platform are vetted through a rigorous background check, including reviews of their previous work, qualifications, and professional credibility. This ensures only trusted and qualified professionals are listed
You can find a wide range of professionals, including architects, contractors, engineers, masons, electricians, plumbers, and interior designers, all thoroughly vetted for quality assurance.
Service providers can sign up on our website by creating a profile and uploading their portfolio. Once verified, they will appear in our network and receive job requests from clients.
Our housing loans are primarily designed for women seeking to purchase or build low-cost, eco-friendly residential or commercial properties. However, we assess applications from all individuals looking to invest in property.
Veathari Ventures connects project owners with verified, qualified service providers in the construction industry. We also offer affordable housing loans for women to enable them to acquire low-cost, eco-friendly commercial and residential real estate.
Our platform allows customers to search for vetted professionals for their construction projects. By filling in project details, you can request quotes from service providers. The professionals are then notified, and they can bid for the job. Veathari facilitates the process while ensuring quality and reliability.

